Wednesday, June 25, 2008

Frequently Asked Questions

How does a Mortgage Fund Work?
An investor purchases shares of the Mortgage Fund. The Mortgage Fund then lends the money out to borrowers. Borrowers make interest payments to the fund each month, and the Fund pays out a dividend to investors. The Mortgage Fund contains a large number of highly diverse trust deed loans as security for the investment, similar to a "mutual fund" of loans, See our Fund Downloads.

What is the minimum investment?
The minimum investment amount is $25,000 (25 shares). If investing IRA funds, the minimum investment amount is $20,000 (20 shares) For investments.

How much interest will I earn on my investment?
Currently, investors of the Quest Mortgage Fund, LLC are earning up to 12% annually.

How often does the Fund pay a dividend?
The Fund pays a monthly dividend, which is paid out on the 20th of each month for the previous month's interest. Investors have a choice of monthly cash distributions, distributions reinvested by purchasing additional shares, or a combination of both.

Do I receive a monthly statement?
You will receive a statement monthly or quarterly depending on your Request, similar to a mutual Fund Statement.

Can I invest my IRA in the Fund?
Yes, self-directed IRA's can invest in the Fund.

Are there suitability standards?
Shares are offered exclusively to qualified investors who are California Residents and who meet certain minimum standards of income and assets.

Where are the properties located that the Fund loans money on?
100% of the portfolio is secured by California real estate.

Can a shareholder withdraw their investment?
A Member may withdraw as a Member at any time, however, the right to sell shares and realize a return of capital is available under limited circumstances until the termination of the Fund. The Fund will use its best efforts to redeem shares for Members within 30 days of receiving a written request from the Member. Large withdrawals generally require longer waiting periods.

What information is provided for tax reporting?
Income information is reported on a Schedule K-1.

How do I invest?
The offering is made through the Offering Circular. After reading the Offering Circular, complete the subscription agreement and return it with your check, made payable to Quest Mortgage Fund, LLC.

How can I receive more information?
For more information or to request an Offering Circular, please call us toll-free at 877-957-8378 or via email at sdaniele@questfi.com We are always available to meet with you and answer any questions you may have regarding Quest Funding and the Quest Mortgage Fund, LLC.

Wednesday, June 18, 2008

Investor Testimonials

Testimonials

Jennifer and Alex Zemlin: jen.z@verizon.net “We’ve been investing with Quest for a couple of months now, and so far we couldn’t have asked for a better experience. Shannon (the fund manager) is actually a neighbor of ours, and from day one he has been extremely helpful. He has been very informative and always gladly answered all of our questions. Shannon has been very upfront with us and has helped us every step of the way. This whole process with Quest has been nothing but a positive experience.”

Chris Egan: cjegan@earthlink.net “Investing with Quest is an extremely easy process. It is a great investment opportunity. The superior returns that I have been enjoying with Quest are what have allowed me to build up my own business. It’s a much safer alternative to investing in the stock market, where you don’t know what is going to happen next. Keeping my money with Quest and enjoying steady returns are very reassuring.”

Catalina and David L Amescua: lamescua@m1m.com “I am extremely happy with the rates and couldn’t have asked for a better return on my money than here with Quest. They know how to offer customer service like no other, and getting set up with them is a simple and pain-free procedure. I’ve been seeing consistent returns on my money, and am satisfied with the management team and how they handle the fund. They make sure that I know exactly what is going on. I appreciate the fact that the fund manager, Shannon, is very helpful and takes his time to explain every aspect of Quest. Knowing that I am continually beating the stock market’s returns is a great feeling. I highly recommend investing with Quest.”

Diana and Jimmy Sneddon: d1sneddon@yahoo.com “The entire process has been very clear and enjoyable. I’m so happy with my experience with Quest. Anytime I had questions, the people over at Quest were so friendly and were readily available to give me the answers. I love the fact that Quest is very thorough and very professional in how they handle business. I know I can always rely on Shannon to promptly return my calls and assist me with any concerns that I have. I recommend Quest to anyone who is looking for a quality investment vehicle!”

Edward G. Allen: mailto:hedallen723@aol.com “My experience with Quest has been very positive so far. There is ease and accessibility built into every step of the process. I was personally guided through the entire procedure and everything was explained to me. I have received information from Quest in a consistent and reassuring manner. Their commitment to creating transparency for investors proves that they are a quality investment vehicle. They have provided me with an extensive portfolio that outlines how the fund functions, as well as financial statements and reports. Receiving consistently accurate information gives me great reassurance. I prefer investing with Quest because I like to know where my money is going, how it’s being invested, and naturally I enjoy earning steadily high returns with absolute peace of mind. It was so easy to sign up and start earning those high returns. Due to all the aforementioned positive qualities, I would recommend Quest as a great place to invest.”

Grant and Debbie Wilson: “One of the reasons why I am with Quest is because the customer service is just excellent. Whenever I have a question, the friendly people over at Quest are very quick in getting back to me. I’m also very happy with the monthly checks that arrive consistently and on time. Their financial reports are quite excellent, as well as their K-1 reports. I enjoy the ease of confidence that comes with having Quest’s fine management team take care of my money. Shannon has always been very easy to talk to; all of my concerns are dealt with promptly and he provides helpful information. Overall, I am very satisfied with my experiences with Quest.”

Leonard Amescua: davecat13@aol.com “With Quest I am able to earn a healthy rate of return on my money. I am excited for future prospects due to the nice compounding interest that Quest provides. Shannon is very accessible and is extremely knowledgeable on the various aspects of the program. I recommend Quest for all these reasons and more. It is comforting to know that I do not have to deal with the sways and fluctuations of the stock market. Knowing that my investment is secure with Quest helps me sleep better at night.”

Linda M. Peters: “I really enjoy investing with Quest. I am hoping to invest more money in the near future to further reap the rewards of investing with them. I am continually amazed by their exceptional rate of return. Signing up was an incredibly easy process, and it was reassuring to know that my money was being managed by the best in the business. There is always someone at Quest to help me and answer any questions that I may have. I’m glad that I had friendly and knowledgeable people to walk me through the entire process. I can always get a hold of Shannon easily, and he is very helpful. It’s great to know that my investments are not only safe and secure, but beating the returns of all the other investment vehicles out there. Bottom line: you can’t go wrong with Quest.”

Tony and Jessie Morgan: "Making the decision to invest with Quest was a no-brainer because it is such a great investment opportunity. Where else can you get a consistent 12% return on your money? Shannon always goes out of his way to keep us well-informed, and does a great job of explaining anything that we don’t understand. I prefer investing with Quest because they provide exceptional customer service, and we don’t have to deal with the anonymity that is typical of other investment companies. They even sent a representative to our house to give us a personalized explanation of how the fund works. We can’t imagine a better place to put our money!"

Friday, June 6, 2008

Invest in Quest

Quest Funding Inc. is a hard money wholesale lender based in Cerritos, California. We manage Quest Mortgage Fund L.L.C. which funds residential loans. The way our mortgage pool works is really unique and this is the reason why: an investor can join the pool by purchasing shares of the pool's securities (mortgage trust deeds). We offer our investors a steady and consistent 12% return on their money. With our mortgage pool the risk is mitigated because it is shared. For example, take a scenario where there are 100 securities in the pool and 3 out of those loans are either not performing or the properties are in foreclosure. If we were a fractionalized trust deed investment company and you had invested in one of those 3 non-performing property loans, then your monthly dividend checks would stop until the matter was resolved (that is, when the property was sold at a trust deed auction). The good news is that with Quest it doesn't work that way: we all share the non-performing property loan payments delay so that all risks are substantially minimized. So instead of making 12% that month an investor would make something like 11.5% and the remaining half percent difference is not lost but is actually added to the investor's owed balance to be paid when those non-performing properties become resolved. These factors make our fund a safe, smart, and highly profitable investment opportunity, great for investors. Go to http://www.investinquest.com/ to find out more. We also offer personalized webinars every Thursday with a Quest fund manager, so if you are interested please sign up by contacting hannah@questfi.com. The managers also put their money where their mouth is, and at any given point there are half a million dollars invested in the pool.
Here are some more interesting points that make Quest superior to other investment vehicles:


For a brief overview just visit: www.myinvestinquest.com

If you have any questions, or would like to request an informational packet, please contact hannah@questfi.com